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Management consulting for the GCC.

Tikab works with banks, fintechs, investors, and climate-focused organisations in Saudi Arabia, the UAE, Qatar, and Oman, helping them turn fast-moving national ambitions into decisions that work commercially.

  • Saudi Arabia
  • United Arab Emirates
  • Qatar
  • Oman
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Our view

The GCC is building at a pace few regions match.

National programmes such as Saudi Vision 2030, Qatar National Vision 2030, and Oman Vision 2040, alongside net-zero commitments across the region, are reshaping financial services, energy, and infrastructure at the same time.

That creates real opportunity, and real pressure to move fast without losing control. We help leadership teams choose where to focus, apply AI where it pays off, and build operating models that can keep up.

  • 01Regional depth.
  • 02Sector focus.
  • 03Senior teams.

Market context

What is changing across the GCC.

  1. Finance is going digital

    Open banking, digital banks, instant payments, and embedded finance are raising the bar for incumbents and challengers alike.

  2. AI moves to the core

    Institutions are moving from AI pilots to AI transformation, and need governance that satisfies boards and regulators.

  3. Climate becomes a business question

    Physical risk, water security, and transition finance now shape investment and infrastructure decisions across the region.

How we help

How we help in the GCC.

Four areas where our sector depth meets the region's priorities.

  1. Fintech and finance

    Strategy, propositions, and operating models for banks, fintechs, and payments players adapting to digital competition.

    FocusDigital banking, payments, embedded finance, wealth

  2. Credit risk

    Credit strategy, scoring and decision models, and model governance for banks and digital lenders growing their portfolios.

    FocusLending, risk appetite, AI in credit

  3. AI transformation

    Applied AI that starts with the problem, from use case selection and prototyping to governance and adoption at scale.

    FocusUse cases, prototypes, AI governance

  4. Climate and water

    Climate strategy grounded in evidence: physical risk, adaptation, water security, and climate finance decisions.

    FocusPhysical risk, water security, climate finance

Our practices

Fintech

Fintech in the GCC

From Riyadh to Dubai, financial services are being rebuilt around digital channels and data. We help institutions build products and decision systems that customers adopt and regulators accept.

Explore Fintech

Climate

Climate in the GCC

Heat, water scarcity, and the energy transition make climate a strategic question for GCC companies and investors. We turn it into decisions with credible evidence behind them.

Explore Climate

FAQ

Questions about the GCC.

Which GCC countries do you work in?

We work across the GCC, with a focus on Saudi Arabia, the United Arab Emirates, Qatar, and Oman.

What kind of organisations do you work with in the GCC?

Banks, fintechs, lenders, investors, and climate-focused companies and institutions, usually at the leadership level where strategic decisions are made.

Do you support AI transformation programmes?

Yes. Our Applied AI service helps GCC organisations select the use cases worth pursuing, prove them with working prototypes, and put governance in place for trusted use at scale.

How do we start working with Tikab?

Tell us what you are working on through our contact page. We reply within two working days with an honest view on fit and where we would start.

Start here

Have a decision to make in the GCC?

Tell us what you're working on. We'll reply within two working days with an honest view on whether we're the right team, and where we'd start.

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Related

Explore more of our work in these markets and sectors.

CISManagement consulting across the CIS.Credit RiskCredit risk decisions you can defend.