Fintech
Trust is designed, not assumed.
We help banks and fintechs build products and systems that customers adopt, regulators accept, and teams can scale.
- Digital banking
- Payments
- Embedded finance
- RegTech
- Lending
- Risk
- Wealth & Investment
Management consulting to build what the future can trust
Fintech and climate are shaping the next economy. Tikab is a management consulting firm helping ambitious organisations across the GCC and CIS find value, apply AI, and turn strategy into action.
How we create value
Three services. One coherent path.
Start where the problem is. Each service stands on its own; together, they form a path from value to execution.
01 · Value Creation
Find the value.
Identify where value is created and captured, pressure-test the commercial logic, and decide where to play and how to win.
02 · Applied AI
Prove the solution.
Use technology and AI where they materially change the economics, prototype quickly, and design a dependable path to production.
03 · Work Redesign
Make it operational.
Redesign roles, decisions, workflows, and systems so the organisation can execute the new way and sustain it after Tikab leaves.
Why Tikab
Depth beats breadth.
Sector specialists
We chose our ground carefully: two practices, each led by a founding partner with deep sector experience.
Here until it works
We stay involved until the work actually moves, not just until the deck is delivered.
Senior by design
You work directly with senior people. Small teams, straight answers, and no layers in between.
Regional depth
We work across MENA and CIS, with particular depth in the GCC.
Where we play
Two sectors. Deep, not wide.
Two distinct practices under one firm, each founder-led, sector-deep, and built around the realities of its market.
Climate
Strategic risk and value, not a reporting exercise.
We help organisations turn climate risk and opportunity into business decisions they can act on.
- Transition
- Resilience
- Water
- Decarbonisation
- Climate finance
- Decision systems
- Risk
Where we work
Rooted in the GCC and CIS.
Management consulting for fintech, finance, credit risk, AI transformation, and climate, in the markets we know best.
GCCManagement consulting for the GCCDigital finance, AI transformation, and climate decisions at national scale, from Riyadh to Dubai, Doha, and Muscat.
- Saudi Arabia
- UAE
- Qatar
- Oman
- Kazakhstan
- Uzbekistan
- Armenia
- Tajikistan
“We don't deliver and leave. We solve the problem and stay in the room.”
ManifestoHow we partner
Choose how deep we go.
- Depth 1 of 3
Contract-Based
Solve a defined problem, fast.
- Depth 2 of 3
Embedded Teams
We work inside your teams.
- Depth 3 of 3
Co-Building
Build new ventures, share risk.
Finance shapes what gets built. Climate determines what can endure.
Have a business challenge worth solving?
Tell us what you're trying to change. Within two working days, we'll tell you honestly whether we're the right fit, and where we'd start.